On Point


Destiny provides due diligence and support services of real estate loan portfolios related to workflow, data integrity, and final delivery of loan sales information. We evaluate and analyze performance of specific action plans for effective disposition of various loan assets; produce special reports pertaining to the financial condition, operations, trends, policies, and practices of the management; and dispose of real estate owned (REO) assets. We have knowledge of government mortgage loan programs, loan delivery and loan purchase. Our expertise includes knowledge in the primary and secondary mortgage market, as well as experience in mitigating credit losses, creating credit loss databases, determining credit worthiness and commercial loan portfolio management experience. Our staff has experience with the receivership life cycle that includes: initial due diligence, repackaging/restructuring assets, selling assets, and providing post closing services. We also have experience expediting the sale of remaining assets, developing a marketing image of assets, and developing loan packages for distribution to prospective bidders. Further, we are able to standardize asset data, track original valuation to sold valuation, track expenses and revenues, and develop computerized programs to track life cycle activities.